Hudson, WI Retirement & Wealth Advisors
Integrated planning turns your money into a lifelong roadmap.
At Lifetime Wealth Advisors, we help turn scattered accounts into your step-by-step retirement roadmap. Because you deserve to know where you’re headed next, so it’s time your strategy drew a clear line between you and your biggest goals.
Who we Help
For those who’ve built wealth and want to make the most of it.
We partner with individuals ready to turn uncertainty into a real retirement strategy
Retirees & Near-Retirees
Mid-Career Climbers
Families & Business Owners
Questions we answer
You saved. You worked hard. Yet questions linger:
If the market drops dramatically, what happens to my income?
A well-built income plan should not rely on selling stocks in a downturn. We pair predictable sources (Social Security, defined benefit pensions, fixed annuities) with a cash or short-term bond reserve designed to cover 2–3 years of withdrawals. That buffer is designed to let your growth assets recover instead of being sold at a loss.
Will Social Security still make sense at 67—or 70?
Waiting can increase your benefit by roughly 8% per year after full-retirement age, but the “best” age depends on factors like life expectancy, cash-flow needs, taxes, and spousal benefits. We run a break-even analysis so you see the dollar-and-cents impact of each option before deciding.
How do I know when I finally have “enough”?
“Enough” is the point where projected income reliably covers your lifestyle—under optimistic and stressful market scenarios. We model your spending, inflation, healthcare costs, and desired legacy, then stress-test the plan. When the probability of success stays high, you’re on track; if not, we identify adjustments that may help close the gap.
The right answers start with the right questions.
Every dollar should work toward your goals. That means asking better questions, uncovering unseen risks, and aligning each move with the outcomes you care about most. Whether you’re navigating a business sale, untangling legacy tax exposure, or simply trying to protect your lifestyle and family for decades to come, we'll help you turn strategy into action.
We Get it.
You want a financial guide, not a product pusher.
Many firms lead with answers. We lead with questions and build strategies to fit your life, not the other way around.
Client-first, always
Advice driven by ethics, not commissions.
Plain-English planning
Helping you understand every move before it happens.
Strategies that evolve
Markets shift, life changes; your plan should, too.
Ready to stop wondering and start living?
Costly miscalculations, unexpected risk exposure, and losing more capital to taxes than necessary: these are just a few of the pitfalls we can help you avoid. Your next 30 years are worth 30 minutes, so let's talk.
